Vantage Rock Financial · Scottsdale, AZ · Founded 2026
FP&A for companies that need a forecast leadership can run on
Rolling forecasts, cash plans, and board packs with the why attached — not a model rebuilt once a quarter and filed.
FP&A is financial planning and analysis: the work that turns a closed set of books into decisions. Budgets that match how the business actually operates. Rolling forecasts that update when reality moves. Cash views that explain the next six to thirteen weeks, not just the bank balance this morning. Variance and flux narrative that answers the board before they ask. KPI packs built to be read, not archived.
Most shops that say they need “better reporting” are naming an FP&A gap. The P&L looks fine and cash still surprises. Three forecast tabs disagree on the same week. The board pack is a dump of last month with no story. Growth added a channel or an entity and the model was never redesigned. Hiring a full-time FP&A analyst is slow when the function still needs design — and a bookkeeper cannot own the judgment layer alone.
Vantage Rock Financial delivers FP&A as part of fractional CFO leadership for founder-led and sponsor-backed companies from roughly $1M in revenue. The bookkeeper or controller typically stays. We do not replace your CPA, and we do not do tax, audit, or bookkeeping. The planning layer sits on a close you can trust; if close is late, we fix that cadence before we decorate the forecast.
AI is how the repeating analysis gets drafted — flux narratives, expense trends, cash follow-up, the first pass of the pack — under review. A person still owns the assumptions and signs what leaves. That is AI-enabled finance, delivered through CFO AI agents, under fractional leadership.
Operators usually call when runway math stopped matching the bank, cash ÷ burn stopped being a safe shortcut, or the P&L story and the cash story diverged — the same pattern as profit on the P&L with an empty bank. For sponsor-backed shops, the bar is a pack the operating partner can trust and a model that survives diligence questions. Portco-facing work is covered on PE portfolio finance.
Based in Scottsdale, Arizona. Engagements are remote-first across the U.S. Fees are quoted after fit and diagnostic, from scope. No list prices. The Introduction Call is a fit-check — we do not diagnose on the call.
What you get
- Rolling forecast and budget vs actuals someone owns weekly
- Cash plan tied to timing — not a single-month burn ratio
- Board- and lender-ready packs with flux and the why
- Scenario views for pricing, hiring, and capacity calls
- AI on repeating analysis; human sign-off on what leaves
Questions
- What is FP&A, in practice?
- Financial planning and analysis is the forward layer of finance: budgets, rolling forecasts, cash plans, variance and flux narrative, KPI packs, and the scenarios leadership uses to decide. It sits on top of a reliable close. If the books are late or inconsistent, fix that first — judgment on dirty numbers is expensive noise.
- How is FP&A different from a controller or bookkeeper?
- A bookkeeper records what happened. A controller closes the books correctly. FP&A uses that closed file to explain why the numbers moved and what happens next. Controllers own the entries. FP&A owns the model, the story, and the decision support. More on the stack in bookkeeper vs controller vs CFO.
- Who is this for?
- Founder-led and sponsor-backed companies from roughly $1M in revenue where the spreadsheet forecast no longer matches how the business runs — multi-channel, multi-entity, or growth that outpaced the model. Strongest in healthcare, retail, professional services, technology and SaaS. If you do not have a close yet, that is a controller conversation first.
- Where does AI fit in FP&A?
- AI drafts flux, pulls expense trends, refreshes cash views, and assembles the first narrative for the pack — under review. A person still owns the assumptions and signs what leaves. See CFO AI agents and AI-enabled finance.
- How does an engagement start?
- The Introduction Call is a fit-check. We do not diagnose on the call. If it is a fit, a diagnostic and scope come next. Fees are quoted from scope. No list prices. FP&A often sits inside a fractional CFO engagement rather than as a standalone SKU.
How this starts
Book an Introduction Call — fit-check only. Or email info@vantagerockfinancial.com. Read more on fractional CFO services, AI-enabled finance, and the five CFO AI agents.